Send USD home for the best legal rate. Spend at Habesha businesses across the US. One app, one community — and the first banking experience built and owned by us.
Illustrative rates. See the live quote in the app — no bait & switch.
More birr per dollar — same moment, same legal status. Open the app and see your rate before you send.
Pay at Habesha restaurants, groceries, and salons — money stays in the community. First pilot underway.
The first Ethiopian-owned banking experience. Community-funded round opens to engaged users.
US-incorporated. Plaid-linked from day one. Real human support, in Amharic.
ID + selfie. ACH-link your US bank with Plaid. No paperwork, no branch visit.
Compare live, send in USD, family receives in birr in seconds. No card fees baked in.
Scan a QR at any Mela merchant — DC, Atlanta, LA, Seattle. Settle direct, no 3% to networks.
Pay at Habesha restaurants, groceries, and salons across the US. Money stays in the community — by design, not by accident. First pilot merchant is onboarding now.
On the roadmap, not live yet.
“Your grandmother knew how to bank long before banks did.”
Mela Ekub — rotating savings circles, built around how it's always worked. On the roadmap, not live yet.
Open in 2 minutes. Send in 60 seconds. Spend at the spots you already love.
